2026年全國(guó)銀行招聘之銀行招聘綜合知識(shí)考試壓軸試題附答案

姓名:_________________編號(hào):_________________地區(qū):_________________省市:_________________ 密封線 姓名:_________________編號(hào):_________________地區(qū):_________________省市:_________________ 密封線 密封線 2026年銀行招聘考試重點(diǎn)試題精編注意事項(xiàng):1.全卷采用機(jī)器閱卷，請(qǐng)考生注意書(shū)寫(xiě)規(guī)范；考試時(shí)間為120分鐘。2.在作答前，考生請(qǐng)將自己的學(xué)校、姓名、班級(jí)、準(zhǔn)考證號(hào)涂寫(xiě)在試卷和答題卡規(guī)定位置。

3.部分必須使用2B鉛筆填涂;非選擇題部分必須使用黑色簽字筆書(shū)寫(xiě)，字體工整，筆跡清楚。

4.請(qǐng)按照題號(hào)在答題卡上與題目對(duì)應(yīng)的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域書(shū)寫(xiě)的答案無(wú)效:在草稿紙、試卷上答題無(wú)效。(參考答案和詳細(xì)解析均在試卷末尾)一、選擇題

1、資料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.Anumberofeducatorswithinclusionclassroomsarerealizingthebenefitsofcollaborativelearningandspecialneedsstudentsbeingplacedinsmallgroupenvironmentswithregulareducationclassmates.Collaborativelearningallowsstudentstoconversewithoneanotherandbrainstormtogetherinordertofindsolutionstoproblemsortocompleteanassignment.Thistypeoflearningallowsstudentsofvaryingabilitylevelstolendtheirindividualstrengthstothegroupasawhole,therebyencouraginganappreciationofdiverseideasandapproachestoproblemsolving.Teacherscanchoosetoimplementseveraldifferenttypesofcollaborativelearningstrategies,dependingontheneedsofstudentsandthefocusofspecificassignments.Examplesofsmall-groupcollaborativelearningmethodsare:1）TheThink-Pair-Sharestrategy,whichinvolveseachstudentinthegrouptakingoneminutetoformulatearesponsetotheteacher'squestion,thensharingindividualfindingswithapartner.Aftercollaboratinginpairs,studentscanthenshareinputwithslightlylargergroupsorwiththeentireclass.2）TheSimpleJigsawstrategy,whichinvolvesfour-personteamssplittingateacher-assignedtaskintoequalparts.Eachstudentinthegroupactsasan"expert"ononesectionoftheassignmentandmeetswithcorresponding"experts"inothergroupsfordiscussionandtaskmastering.Studentsthenreturntotheirinitialteamstosharetheirknowledgeofthetaskwithothermembers.3）TheThree-StepInterviewstrategy,throughwhichstudentsinitiallybreakintopairsandtaketurnsinterviewingoneanotheraboutanassignment.Eachpairofstudentsthencombinewithanotherpairinordertoenhancethediscussion.4）TheNumberedHeadsTogetherstrategy,whereeachteammemberisassignedanumber,theninstructedtocollaborateonaquestion.Theteacherthencallsanumberrandomly,andthestudentineachgroupwhohasthatnumberactsasspokespersoninansweringthequestion.Eachstudentmustbepreparedforthepossibilityofhavinghisorhernumberchosen.Thebenefitsofcollaborativelearningandspecialneedsstudentshavingtheopportunitytoengageinsmallgrouptaskscanproducepositiveresultsinregardtoclassroomorganizationandmanagement.Teacherswhoresearchtipsoncollaborativelearningandimplementthepracticewithstudentsarelikelytohaveasuccessfulinclusionclassroom.Whatistheauthor’sattitudetowardthebenefitsofcollaborativelearning?（）A.DoubtB.PositiveC.IndifferentD.Disagreeable

2、會(huì)計(jì)核算和監(jiān)督的內(nèi)容是特定主體的（）。A.經(jīng)濟(jì)資源B.資金運(yùn)動(dòng)C.實(shí)物運(yùn)動(dòng)D.經(jīng)濟(jì)活動(dòng)

3、Wewillsupportanyopportunityfortherailways____backintopublicownership.A.beboughtB.tobeboughtC.buyingD.bebuying

4、資料：JobDescriptionA+ENetworksCo-BrandedCreativeDepartmentislookingforamotivatedcandidatewith1-3years’experiencetobepartofauniquedepartmentontheA&Ebrand.Theselectedcandidatewillbeworkingonco-brandedsponsoredentertainmentandbrandedpartnershipsforA&ENetwork.OurpreferredcandidatewillpossessapassionfortheA+Ebrandsandisknowledgeableofco-brandededsponsoredentertainment.TheProductionCoordinatorwillbeavaluedteammemberbyactingasGrandCentralandsupportingtheteam（internalandexternal）withalllogisticalneeds,suchascollectingassetstoproducespotsandkeepingtrackofalldepartmentactivitiestosupporttheoverallworkflow.Therightcandidatewillhaveabalancebetweenbeingdetailoriented/organizedwhenitcomestotheproductionprocessanddeadlines,aswellashavingthedesiretocontributetodevelopment.Whichofthefollowingqualitymayhelpacandidatetogetthejob?A.HardworkingbuttaciturnB.Littleknowledgeofco-brandedsponsoredentertainmentC.Experiencewithon-airpromotionproductionD.Withlittlepostproductionexperience

5、序數(shù)效用論關(guān)于消費(fèi)者偏好的基本假定不包括（）。A.偏好的完備性B.偏好的傳遞性C.偏好的不飽和性D.偏好的獨(dú)立性

6、Let'sfaceit.Gardeningfanaticslikenothingbetterthantohavetheirhandsstuckinthesoilortobetrimming,pruning,orharvestingthefruitsoftheirlabors.Butforonce,hereisanobsessionwhichbenefitsthewholecommunitybybeautifyingtheenvironmentandproducingcooler,morefragrant,andcleanerair.Torecognizethatfact,theTampaCityCouncilhasdecidedtoawardgenerousprizestothemostbeautifuldisplaysthisspring.RULESOFENTRY1.Sorry,butonlyresidentsoftheCityofTampaareeligible.2.JudgeswillbeselectedbytheTampaCityCouncilonApril25,andnopersonalinformationaboutanyjudgeswillbeprovidedbythecouncil.Judgesmaynotbecontactedbyanyentrant.3.Theappointedjudgeshavetotaldiscretion,andnocorrespondencewillbeenteredintoregardingjudges'decisions.4.AsthemainpointofthiscontestisthebeautificationofTampa,werequirethatallgardensenteredinthecompetitionbeeasilyvisiblefromthestreet.5.Contestantsareinvitedtoenteroneormorecategories.First,second,andthirdplaceprizeswillbeawardedineachcategory:（Seetheapplicationformforcategories）.Judgesmay,wheretheyseefit,changeentriesfromonecategorytoanother.6.ContestantsshouldpermitacouncilphotographertoenterandtakephotographsfordisplayatthefinalawardsceremonyandexhibitiononAugust3.Thesephotographswillremaincouncilproperty.7.Judgeswillassesseachgardenaccordingtothefollowingcriteria:（i）Overalldesign（ii）Planthealth（iii）Color（iv）Contributiontothestreetscape（v）Eco-friendliness（Seetheapplicationformfordetails.）8.Noentrieswillbeacceptedafter5:00p.m.onFriday,May12.9.AllgardensenteredshouldbereadyforjudgingbyJunel.Contestantswillbegiven24-hours'noticeofthejudges'intentiontovisit.10.Thiscompetitionisnotopentocouncilemployeesortheirrelatives,oremployeesofanyagencycontractedbythecouncil,orjudgesortheirrelatives.11.Pleasesendyourentriesto:TampaGardenCompetitionTampaCityCouncil1ConstitutionPlaceTampaTheTampa2006BeautifulGardensCompetitionWhichofthefollowingwillNOTbeevaluatedbythejudges?A.TheconditionoftheflowersB.ThearrangementofthegardenC.TheappearanceoilthegardenD.Thescentoftheflowers

7、資料：AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank’spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.TheroadinTajikistanisjustthreemileslong,butitwillhelpcleartrafficcongestiononanimportanttradingroutenearthecapital,Dushanbe.A$100millionloantoPakistanisfor40milesofhighwayinPunjabProvincethatwouldcompletethelastsectionofnationalartery,theM-4,thebanksaid.Threeoftheprojectsarebeingfinancedwithotherinstitutions-theAsianDevelopmentBank,theWorldBank,andtheEuropeanbankforReconstructionandDevelopment-anapproachthatallowedthenewbanktobegintheprojectsquickly.Thebank’s$165millionloantoexpandelectricityinruralareasofBangladeshisitsonlystand-aloneproject.Byfinancingprojectswithlong-establishedinstitutions,theBeijing-basedbankwasabletomovequicklybecauseworkonmeetingenvironmentalstandardsandprocurementpolicieshadbeencompleted,staffmembersatthebanksaid.AlthoughthenewbankwasChina’sidea,itisintendedtooperateasaninternationalbankdedicatedtoimprovingthebasicstructuresandfacilitiesneededtostimulatedevelopmentacrossAsia,Mr.JinsaidatanewsconferenceonSaturday.UnliketheWorldBankandtheAsianDevelopmentBank,theAsianInfrastructureInvestmentBankplaceslessemphasisonthereductionofpoverty,hesaid.Thebank“wasbornwiththebirthmarkofChina,butitsupbringingisinternational,”Mr.Jinsaid.Referringtothethreeotherinstitutionsthatwillfinancetheprojects,hesaid,“wecanworkwonderfullytogether.”Thenewbankisbeingwatchedclosely.TheUnitedStatesrefusedtojoinwhenitwasofferedmembershipin2014.Japanhasalsonotsoughtmembershipinthebank.ButPresidentObama’sadministrationwasmostlyconcernedthatthebankwouldchallengethecurrentdevelopmentarchitecture,theBrettonWoodssystemestablishedundertheleadershipoftheUnitedStatesafterWorldWarⅡ.Inthepastyear,Mr.JinhasworkedtoreassureWashington,largelybyagreeingtochooseprojectsthathavealreadybeenapprovedbytheWorldBank,theAsianDevelopmentBankandtheEuropeanBank.Hehasalsoemphasizedthatthenewbankwillbemorestreamlinedandstrivetobe“l(fā)ean,greenandclean.”BritainwasthemosteageroftheWesterndemocraciestojointhebank,anditbrokerankswiththeUnitedStatesandbecameamemberinthefallof2014.OthermembersoftheEuropeanUnion,includingFranceandGermany,rushedinafterBritain.ThewithdrawalofBritainfromtheEuropeanUnionisnotexpectedtoaffectitsrelationshipwiththebank,Mr.Jinsaid.“IbelievetheUnitedKingdomwillcontinuetoplayanimportantroleinthedevelopmentofthebank,”hesaidatthenewsconference.AskedifhebelievedthatBritain’sdecisionshowedthattheoldguardwascrumblingquickerthanheexpected,Mr.Jindiplomaticallyrepliedthathehaddetectednosuch..（缺失）Twodozencountrieshaveexpressedinterestinjoiningthebank,andtheysentobserverstothetwo-daymeeting,Mr.Jinsaid.ThenewmemberswouldcomefromEasternEurope,LatinAmerica,andcouldjoinasearlyas（缺失）year.Whatdoes“l(fā)ean”meaninParagragh6?（）A.bewellorganizedB.bewellfundedC.belessredundantD.belesscorrupted

8、溫家寶總理在給一位國(guó)務(wù)院參事的回信中，引用了兩句詩(shī)：“知屋漏者在宇下，知政失者在草野。”這一古訓(xùn)蘊(yùn)含的哲理是（）。A.人的經(jīng)驗(yàn)是判斷是非得失的根本尺度B.直接經(jīng)驗(yàn)比間接經(jīng)驗(yàn)更重要C.感性認(rèn)識(shí)高于理性認(rèn)識(shí)D.人民群眾的直接經(jīng)驗(yàn)即實(shí)踐是認(rèn)識(shí)的重要基礎(chǔ)

9、假象是（）。A.由主觀原因造成的對(duì)事物的錯(cuò)誤反映B.以否定的形式表示本質(zhì)的現(xiàn)象C.以正面的形式表示本質(zhì)的現(xiàn)象D.對(duì)客觀事物的一種虛幻的反映

10、聯(lián)合國(guó)總部設(shè)在（）。A.日內(nèi)瓦B.維也納C.瑞士D.紐約

11、洋務(wù)運(yùn)動(dòng)始于（）。A.19世紀(jì)30年代B.19世紀(jì)50年代C.19世紀(jì)60年代D.19世紀(jì)90年代

12、實(shí)行混業(yè)經(jīng)營(yíng)集中監(jiān)管的國(guó)家，對(duì)銀行機(jī)構(gòu)業(yè)務(wù)經(jīng)營(yíng)的范圍（）。A.實(shí)行嚴(yán)格的限制B.實(shí)行一定程度的限制C.基本沒(méi)有限制D.完全沒(méi)有限制

13、AprilfifteenthrepresentsaspecialdateforpeopleinUSA.Butitis________holiday.A.notB.noC.neitheD.nor

14、甲乙兩人合資購(gòu)買(mǎi)一輛運(yùn)輸車，其中甲出資l0萬(wàn)，乙出資5萬(wàn)。兩年后乙遠(yuǎn)赴國(guó)外做生意，甲決定將運(yùn)輸車賣給丙。那么，下列說(shuō)法中正確的是（）。A.甲只能轉(zhuǎn)讓屬于他的部分所有權(quán)，可以事先不通知乙B.甲的份額大，無(wú)需征求乙的同意，即可將運(yùn)輸車賣給丙C.乙可以委托他人處理自己的權(quán)益，將運(yùn)輸車賣給其他人D.同丙相比，乙擁有優(yōu)先購(gòu)買(mǎi)運(yùn)輸車的權(quán)利

15、2020年3月10日國(guó)家主席習(xí)近平專門(mén)赴湖北省武漢市考察疫情防控工作。他強(qiáng)調(diào)，經(jīng)過(guò)艱苦努力，湖北和武漢疫情防控形勢(shì)發(fā)生積極向好變化，取得階段性重要成果，但疫情防控任務(wù)依然艱巨繁重。越是在這個(gè)時(shí)候，越是要保持頭腦清醒，越是要慎終如始，越是要再接再厲、善作善成，繼續(xù)把（）作為當(dāng)前頭等大事和最重要的工作。A.疫情防控B.疫情監(jiān)管C.疫情防治D.疫情管理

16、Iprefertotakeaplaneratherthan______atrain.A.tookB.takenC.takesD.take

17、資料：之后，經(jīng)濟(jì)學(xué)家Mr.V發(fā)表了關(guān)于一些新名詞的感悟，請(qǐng)根據(jù)下列資料回答問(wèn)題。Theword“globalization”isindailyusethroughouttheworld.VariouslyreferredtoasmondialisationinFrench,globalisierunginGerman,orQuanquihuainChina（Scholte,1996）,newsarticles,television,andeventextbooksoftenusetheword“globalization”tomeanmanydifferentthings.AuthorJanPieterse（1995）assertstherearealmostasmanyconceptualizationsofglobalizationastherearedisciplinesinthesocialsciences.Teachersandscholarsindisciplinessuchasmanagement,marketing,finance,accounting,andeconomicsalsousetheword“globalization”tomeandifferentthings.Forexample,somebelieveglobalizationistheabsenceofbordersandbarrierstotradebetweennations（Ohmae,1995）,butalsoithasbeendescribedasashiftintraditionalpatternsofinternationalproduction,investment,andtrade（Dicken,1992）.Anotherpopularconceptionofglobalizationisthatitisabusinessstrategythatmeansdoingeverythingthesameeverywhere（KanterandDretler,1998）.Othersbelieveglobalizationisinterconnectionsbetweenoverlappinginterestsofbusinessandsociety（Brown1992;renesch1992）.Asyoucansee,thesedefinitionsdifferinsignificantways.Becausedefinitions,descriptions,andvisionsofglobalizationvarywidely,itisdifficulttoknowwhatitmeansforbusinessestogo“global”.WhichofthefollowingstatementisNOTimpliedbytheunderlinedsentence?（）A.TheconceptionsofglobalizationvaryB.ThedisciplinesinthesocialsciencesvaryC.TherearelessconceptionsofglobalizationD.Therearemanydisciplinesinthesocialsciences

18、根據(jù)我國(guó)《反洗錢(qián)法》及中國(guó)人民銀行的規(guī)定，銀行等金融機(jī)構(gòu)在反洗錢(qián)方面承擔(dān)的相關(guān)義務(wù)不包括（）。A.協(xié)助反洗錢(qián)調(diào)查B.對(duì)反洗錢(qián)工作的信息進(jìn)行適度公開(kāi)C.及時(shí)報(bào)告大額和可疑交易D.建立內(nèi)部反洗錢(qián)工作機(jī)制和規(guī)程

19、Passage1Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."Thatpainofearningandlosingmoneyisafeelingthatpublicschoolsincreasinglywanttoteach.Fortystatesnowoffersometypeoffinancialinstructionatthehigh-schoollevel,teachingstudentshowtobalancecheckbooksandbuystockinmathandsocial-studiesclasses.Thoughit'stooearlytomeasurethefullinfluenceoftheGreatRecession,theinterestinpersonal-financeclasseshasrisensince2007whenbankfailuresstartedtooccurregularly.Now,manystatesincludingMissouri,Utah,andTennesseerequireteenagerstotakefinancialclassestograduatefromhighschool.SchooldistrictssuchasChicagoareencouragingmoney-managementclassesforkidsasyoungasprimaryschool,andabout300collegesoruniversitiesnowofferonlinepersonal-financeclassesforincomingstudents."Theseclassesreallysay,'Thisishowyouliveindependently,'"saysTedBeck,presidentofNationalEndowmentforFinancialEducation.Ratherthanteachinvestmentmethodsorfinancialskills,thesecoursesofferaback-to-the-basicsapproachtohandlingmoney:Don'tspendwhatyoudon'thave.Putpartofyourmonthlysalaryintoasavingsaccount,andinvestinthestockmarketforthelong-termratherthanshort-termgains.ForRay,thismeansdividingherearningsfromherpart-timejobatafast-foodrestaurantintoseparateenvelopesforpayingbills,spendingandsaving."Moneyissohardtomakebutsoeasytospend,"shesaysoneweekdayafterschool."Thatisthebigtakeaway."Teachingkidsaboutthevalueofcashcertainlyisoneoftheprograms'goals,butteachersalsowantstudentstothinkhardabouttheirfinanceslongterm.It'seasyforteenagerstogetannoyedaboutgaspricesbecausemanyofthemdrivecars.ButthehardpartisurgingthemtoputofftheinstantsatisfactionofbuyinganewT-shirtoraniPod."Investingandretirementaren'tthingsteenagersarethinkingabout.Forthem,thefutureisthisweekend,"saysGayleWhitefield,abusinessandmarketingteacheratUth’sRivertonHighSchool.That’sabiggoalfortheseclasses:preventingkidsfrommakingthesamefinancialmisstepstheirparentsdidwhenitcomestosaving,spending,anddebt.Thoughthepersonalsavingsratehasincreasedupto4.2percent,that’sstillafardistancefrom1982,whenAmericanssaved11.2percentoftheirincomes.“It’shardforschoolstoreachstrictmoney-managementskillswhenteenagersgohomeandwatchtheirparentsincreasecredit-carddebt.It’sliketellingyourkidsnottosmokeandthenlightingupacigaretteinfrontofthem,”Becksays.Evenwiththesechallenges,studentssuchasRaysaylearningaboutmoneyinschoolisworthwhile.AfterRayfinishedherfinancialclass,sheopenedupasavingsaccountatherlocalbankandstartedtothinkmoreabouthowsheandherfamilywouldpayforcollege.“Shejusthasabetterunderstandingofmoneyandhowitaffectstheworld,”sayshermother,Darleen－andthat’ssowntothedetailsofhowmoneyisspentfromdailyexpensestovarioustaxes.AllofthistalkofmoneycanmakeRayworry,shesays,butluckily,shefeelspreparedtofaceit.Thepassageismainlyabout（）.A.waystoteachstudentstoearnmoneyB.howDianeRaylearnstovaluemoneyC.thepushtoteachpersonalfinanceinschoolD.howstudentschooseaproperfinancialclass

20、()是指按照當(dāng)前市場(chǎng)條件，重新取得同樣一項(xiàng)資產(chǎn)所需支付的現(xiàn)金或現(xiàn)金等價(jià)物金額。A.重置成本B.公允價(jià)值C.歷史成本D.可變現(xiàn)價(jià)值

21、下列關(guān)于公司股東出資的表述，正確的是（）。A.公司成立后，股東可以根據(jù)需要抽回出資B.股東只能用貨幣進(jìn)行出資C.無(wú)論是有限責(zé)任公司還是股份有限公司，股東均可自由轉(zhuǎn)讓其出資D.股東可以貨幣和非貨幣資產(chǎn)出資

22、一般而言，銀行最主要的資產(chǎn)業(yè)務(wù)是（）。A.存款B.貸款C.證券投資D.固定資產(chǎn)

23、農(nóng)村信用合作社注冊(cè)資本金一般不少于人民幣（）。A.500萬(wàn)元B.300萬(wàn)元C.200萬(wàn)元D.100萬(wàn)元

24、《物權(quán)法》規(guī)定，除法律另有規(guī)定外，（）代表國(guó)家行使國(guó)有財(cái)產(chǎn)的所有權(quán)。A.全國(guó)人大B.全國(guó)人大常委會(huì)C.國(guó)家主席D.國(guó)務(wù)院

25、公文辦理主要分為（）。A.收文和發(fā)文B.擬辦和承辦C.登記和分發(fā)D.整理與保管

26、對(duì)擅自使用與知名商品相近似的名稱、包裝、裝潢，造成和他人的知名商品相似使購(gòu)買(mǎi)者誤認(rèn)為是該知名商品的行為判斷，所依據(jù)的是（）。A.《商標(biāo)法》B.專利法》C.《消費(fèi)者權(quán)益保護(hù)法》D.《反不正當(dāng)競(jìng)爭(zhēng)法》

27、所有者(股東)權(quán)益變動(dòng)表是資產(chǎn)負(fù)債表的()。A.主表B.附注C.財(cái)務(wù)情況說(shuō)明書(shū)D.附表

28、晚于歐洲文藝復(fù)興運(yùn)動(dòng)的歷史大事是（）。A.成吉思汗統(tǒng)一蒙古B.哥白尼提出日心說(shuō)C.英國(guó)工業(yè)革命D.畢昇發(fā)明活字印刷術(shù)

29、Uponcompletinghisexamination___thepatient,thedocterofferedhisjudgmentofhercondition.A.ofB.offC.aboutD.around

30、Manyofthosethatareprosecutedandsentencedandend____inajailaresubsequentlyfreedorsimplywalkoutthedoorasthereareprisonsinCongothatsimplydonothavedoors.A.downB.offC.upD.beyond

31、某投資項(xiàng)目原始總投資額為90萬(wàn)元，項(xiàng)目壽命10年，已知該項(xiàng)目第10年的經(jīng)營(yíng)現(xiàn)金凈流量為20萬(wàn)元，期滿處置該固定資產(chǎn)的殘值收入和回收流動(dòng)資金共5萬(wàn)元，則該項(xiàng)目第10年的凈現(xiàn)金流量為（）萬(wàn)元。A.25B.20C.29D.34

32、電能是用途最廣泛的能源之一，它屬于（）。A.二次能源B.—次能源C.不可再生能源D.可再生能源

33、資料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.“Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedsodramaticallyandsofast.”concludestheUN’slatestDevelopmentReport.“Theworldiswitnessinganepochal‘globalrebalancing’.”Underpinningtheimprovementsinthehumandevelopmentindex（HDI）wasrapidgrowthincountriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapitaeconomicoutputinlessthan20years.ButthestudystressedthatgrowthandimprovementsinHDIspreadfarbeyondthefourBriccountriesofBrazil,Russia,IndiaandChina,andincludedatleast40countriesthathadaccompaniedgreatereconomicdynamismwitheffectivepoverty-reductionpolicies.Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathaverecordedgainsinHDIofmorethan2percentayearsince2000.Partlyasaresult,thereportfoundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereportstatedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoaloftheso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonlessthan$1.25adaytobecutbyhalffrom1990to2015.Underpinningthispovertyreductionwasdevelopingcountries’increasingshareofglobaltrade,whichgrewfrom25percentto47percentbetween1980and2010.“Thesouthasawholeisdrivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies,”saysthereport.Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,increasingfromlessthan10percentoftotalglobaltradetomorethan30percent.“Tradebetweencountriesinthesouthwillovertakethatbetweendevelopednations,”thereportsaid.Theword“underpinning”inthepassagerefersto______.A.blockingB.undergoingC.supportingD.stressing

34、資料：Thisexhibitionbringstogetheroutstandingworksfromtheearliesttimestothepresentinathematicarrangementthatisfreshandunique.Withworksspanning5,000years,nosuchcross-culturalexhibitiononthisscalehaseverbeenattempted.Theexhibitionfeaturesover150ofthefinestbronzesfromAsia,AfricaandEuropeandincludesimportantdiscoveriesaswellasarchaeologicalexcavations.ManyofthepieceshaveneverbeenseenintheUK.Arrangedthematically,Bronzebringstogetheroutstandingworksfromantiquitytothepresent.DifferentsectionsfocusontheHumanFigure,Animals,Groups,Objects,Reliefs,Gods,HeadsandBusts.TheexhibitionfeaturesstunningAncientGreek,RomanandEtruscanbronzes,throughtoraresurvivalsfromtheMedievalperiod.TheRenaissanceisrepresentedbytheworksofartistssuchasGhiberti,Donatello,Cellini,andlaterGiambologna,DeVriesandothers.BronzesbyRodin,Boccioni,Picasso,JasperJohns,Moore,BeuysandBourgeoisarerepresentativeofthebestfromthe19thcenturytotoday.Bronzehasbeenemployedasanartisticmediumforoverfivemillennia.Itisanalloyconsistingmainlyofcopper,withlesseramountsoftin,zincandlead.Duetoitsinherenttoughnessandresistance,thematerial’susesoverthecenturieshavebeenremarkablyvaried.Asectionoftheexhibitionhasbeendevotedtothecomplexprocessesinvolvedinmakingbronze,enablingvisitorstoexplorehowmodelsaremade,castandfinishedbyavarietyofdifferenttechniques.Theexhibitionoffersauniqueexplorationofartisticpractice,anunderstandingofthephysicalpropertiesanddistinctivequalitiesofbronze,andtherareopportunitytoseetheverybestexamplesinoneplace.BronzehasbeenorganizedbytheRoyalAcademyofArts.TheexhibitioniscuratedbyProfessorDavidEkserdjian,oftheUniversityofLeicester’sDepartmentoftheHistoryofArtandFilm,andCeciliaTreves,ExhibitionsCuratorattheRoyalAcademyofArts,withanadvisorycommitteeofexpertsintherelevantfields.Whatisthebesttitleforthispassage?A.ThethematicarrangementmakeswondersB.BronzemakingC.CulturalexchangesD.Anunprecedentedexhibition

35、某企業(yè)實(shí)收資本1000萬(wàn)元，資本公積500萬(wàn)元，未分配利潤(rùn)150萬(wàn)元。盈余公積400萬(wàn)元，則留存收益為（）萬(wàn)元。A.550B.1500C.650D.900

36、資料：MemoDate:January17From:NelaPotterTo:MarketingstaffPleasereviewtheattachedbestsellerlistfromtoday’sSilvertonDaily.ThoughMarkShipley’sbookisloveonthelist,rememberthatwereleaseditonlyonJanuary2.Thereisstillanopportunityforsalestoincrease.Howcanweguaranteethatthishappens?Thislistclearlyillustratesthathealthandwellnesstitlesaregoodsellers.Ourcompetitors,suchasWaylandandBrownback,havebeenthriving.Iattributetheirsuccesstoaggressivemarketingtactics.ConsiderhowWaylandhasbeenextensivelypromotingJennaWyatt’sbook!So,forournextscheduledmeeting,Iwouldlikeeachofyoutopresentyourownoriginalidealsforgeneratingmorepublicityforourcurrentandfurtureprojects.WheredoesMs.Potterwork?A.AtWaylandBooksB.AtGreenhousePublishingC.AtSenythPublishersD.AtBrownbackGuides

37、下列選項(xiàng)中，可以直接計(jì)入“管理費(fèi)用”科目，不必通過(guò)“應(yīng)交稅金”科目的稅金是（）。A.增值稅B.個(gè)人所得稅C.營(yíng)業(yè)稅D.印花稅

38、Passage5Desertification,drought,anddespair-thatiswhatglobalwarminghasinstoreformuchofAfrica.Orsowehear.Emergingevidenceispaintingaverydifferentscenario,oneinwhichrisingtemperaturescouldbenefitmillionsofAfricansinthedriestpartsofthecontinent.ScientistsarenowseeingsignalsthattheSaharadesertandsurroundingregionsaregreeningduetoincreasingrainfall.Ifsustained,theserainscouldrevitalizedrought-ravagedregions,reclaimingthemforfarmingcommunities.Thisdesert-shrinkingtrendissupportedbyclimatemodels,whichpredictareturntoconditionsthatturnedtheSaharaintoalushplainsome12,000yearsago.ThegreenshootsofrecoveryareshowinguponsatelliteimagesofregionsincludingtheSahel,asemi-desertzoneborderingtheSaharatothesouththatstretchessome2,400miles.Imagestakenbetween1982and2002revealedextensivere-greeningthroughouttheSahel,accordingtoanewstudyinthejournalBiogeosciences.ThestudysuggestshugeincreasesinvegetationinareasincludingcentralChadandwesternSudan.Thetransitionmaybeoccurringbecausehotterairhasmorecapacitytoholdmoisture,whichinturncreatesmorerain,saidMartinClaussenoftheMaxPlanckInstituteforMeteorologyinHamburg,Germany.“Thewater-holdingcapacityoftheairisthemaindrivingforce.”Claussensaid.Whilesatelliteimagescan’tdistinguishtemporaryplantslikegrassesthatcomeandgowiththerains,groundsurveyssuggestrecentvegetationchangeisfirmlyrooted.IntheeasternSaharaareaofsouthwesternEgyptandnorthernSudan,newtreesareflourishing,accordingtoStefanKropelin,aclimatescientistattheUniversityofCologne’sAfricaResearchUnitinGermany.“Before,therewasnotasinglescorpion,notasinglebladeofgrass,”saidKropelin,whohasstudiedtheregionfortwodecades.“Nowyouhavepeoplegrazingtheircamelsinareaswhichmaynothavebeenusedforhundredsoreventhousandsofyears.Youseebirds,ostriches,comingback,evensortsofamphibianscomingback,”hesaid.“Thetrendhascontinuedformorethan20years.Itisindisputable.”Anexplosioninplantgrowthhasbeenpredictedbysomeclimatemodels.Forinstance,in2005ateamledbyReindertHaarsmaoftheRoyalNetherlandsMeteorologicalInstituteinDeBilt,theNetherlands,forecastsignificantlymorefuturerainfallintheSahel.ThestudyinGeophysicalResearchLetterspredictedthatrainfallintheJulytoSeptemberwetseasonwouldrisebyuptotwomillimetersaday,by2080.Satellitedatashows“thatindeedduringthelastdecade,theSahelisbecominggreener,”Haarsmasaid.Evenso,climatescientistsdonotagreeonhowfutureclimatechangewillaffecttheSahel—somestudiessimulateadecreaseinrainfall.“Thisissueisstillratheruncertain,”Haarsmasaid.MaxPlanck’sClaussensaidNorthAfricaistheareaofgreatestdisagreementamongclimatechangemodelers.Forecastinghowglobalwarmingwillaffecttheregioniscomplicatedbyitsvastsizeandtheunpred