銀行招聘英語(yǔ)考試真題及答案解析

銀行招聘英語(yǔ)考試真題及答案解析考試時(shí)間：______分鐘總分：______分姓名：______第一部分：詞匯與語(yǔ)法Directions:Choosethebestwordtofillineachblank.1.Shehasworkedinthisbank______fiveyears.a)forb)sincec)duringd)ago2.Theloan______bythebanklastmonth.a)wasapprovedb)hasapprovedc)wasapprovingd)hasbeenapproved3.Itisimportanttokeepyour______informationconfidential.a)accountb)bankingc)financed)money4.Please______youridentificationcardwhenyouopenanaccount.a)bringb)takec)carryd)get5.We______offeryouadiscountifyoupayincash.a)willb)shallc)mayd)can6.Thistypeofsavingsaccount______alowinterestrate.a)offerb)offersc)isofferingd)hasoffered7.Ifyouneedany______,pleasefeelfreetoask.a)assistb)assistancec)helpingd)helper8.Thebankiscurrently______anewbranchinthedowntownarea.a)openb)openingc)opensd)willopen9.Allcustomersmustsigntheagreement______theydepositthemoney.a)forb)onc)befored)after10.Our______teamprovides24/7supporttocustomers.a)serviceb)servicesc)customerserviced)customers'service第二部分：閱讀理解Directions:Readthefollowingpassageandchoosethebestanswerforeachquestionbasedontheinformationgiveninthepassage.Manybankstodayofferonlinebankingservices,whichallowcustomerstomanagetheiraccounts,transfermoney,andpaybillsfromtheircomputersormobiledevices.Thisconvenientservicehasbecomeincreasinglypopular,especiallyamongyoungercustomerswhoarecomfortableusingtechnology.Onlinebankingprovidesseveralbenefits.First,itsavestimebecausecustomersdonotneedtovisitaphysicalbranch.Second,itoffersgreateraccessibility,ascustomerscanperformtransactionsanytimeandanywherewithaninternetconnection.However,onlinebankingalsohassomepotentialdrawbacks.Somecustomersmayfeeluncomfortableusingcomputersorsmartphones,andthereisalwaysasmallriskofcybersecurityissues.Despitetheseconcerns,theconvenienceandefficiencyofonlinebankingarelikelytomakeitaprimarywayforpeopletomanagetheirfinancesinthefuture.11.Whatisthemaintopicofthepassage?a)Thehistoryofbankingb)Thebenefitsanddrawbacksofonlinebankingc)Thetypesofaccountsofferedbybanksd)Theimportanceofcustomerserviceinbanks12.Accordingtothepassage,whyhasonlinebankingbecomepopular?a)Becauseitismoreexpensivethantraditionalbankingb)Becauseitisonlyavailableinurbanareasc)Becauseitisconvenientandaccessibled)Becauseitrequirescustomerstovisitabranch13.Whatisonepotentialdrawbackofonlinebankingmentionedinthepassage?a)Itisnotavailableatnightb)Itcanbeinconvenientforsomecustomersc)Itchargeshigherfeesthantraditionalbankingd)Itisonlyavailableoncomputers14.Whatdoesthepassagesuggestaboutthefutureofonlinebanking?a)Itwillbecomelesspopularthantraditionalbankingb)Itwillremainasecondarywaytomanagefinancesc)Itwillbecometheprimarywayforpeopletomanagetheirfinancesd)Itwillonlybeusedbyoldercustomers15.Theword"increasingly"inthefirstparagraphisclosestinmeaningto:a)slowlyb)graduallyc)suddenlyd)continuously第三部分：完形填空Directions:Readthefollowingpassage.Thereare10blanks,eachnumberedfrom1to10.Foreachblank,therearefourchoicesmarkedA),B),C)andD).Choosethebestoneforeachblank.Manybanks______(1)customerswithavarietyoffinancialproductsandservices.Theseincludesavingsaccounts,checkingaccounts,loans,andcreditcards.______(2)asavingsaccount,customerscandepositmoneyandearninterest.Interestisafeepaidtothecustomerforallowingthebanktousetheirmoney.Checkingaccounts______(3)customersawaytoaccesstheirmoneyeasilyfordailytransactions.______(4)customerswritechecksoruseadebitcardlinkedtotheiraccount.Loansaresumsofmoneyborrowedbycustomers,whichmustbe______(5)backtothebank,usuallywithinterest.Creditcardsallowcustomerstoborrowmoneyuptoacertainlimittomakepurchases.______(6)usingacreditcard,customersmustpaybacktheborrowedamount,oftenwithinterestifnotpaidinfullbytheduedate.Banksalsoprovideotherservices,suchas______(7)moneytransfers,currencyexchange,andinvestmentadvice.______(8)choosingabank,customersshouldconsiderfactorslikeinterestrates,fees,andthebank'slocation.______(9)agoodbankingrelationshiprequiresresponsiblefinancialmanagementbyboththecustomerandthebank.Finally,banksmust______(10)strictregulationstoensurethesafetyofcustomers'moneyandmaintainthestabilityofthefinancialsystem.1.a)offers2.b)For3.c)provides4.d)In5.e)returned6.f)With7.g)exchanging8.h)When9.i)Building10.j)follow第四部分：翻譯Directions:TranslatethefollowingsentencesintoEnglish.1.請(qǐng)?jiān)谙挛?點(diǎn)前將支票存入柜臺(tái)。2.您可以在網(wǎng)上銀行申請(qǐng)辦理信用卡。第五部分：寫(xiě)作Directions:Rewritethefollowingsentences,makingthemgrammaticallycorrect.Eachsentenceshouldcontainnomorethan30words.1.Thecustomermakeadeposityesterdayafternoon.2.Weprovidegoodserviceforallourclients.3.Heisgoingtopaybacktheloaninthreeinstallmentsmonthly.4.Itisveryimportanttoprotectyourpersonalinformation.試卷答案第一部分：詞匯與語(yǔ)法1.a解析：`for`表示一段時(shí)間，“工作了五年”。`since`表示自從，“自...以來(lái)”。`during`表示在...期間，通常不直接修飾時(shí)間段。`ago`表示以前，“...前”，通常用于具體時(shí)間點(diǎn)。2.d解析：主語(yǔ)`Theloan`是單數(shù)，謂語(yǔ)動(dòng)詞應(yīng)用一般過(guò)去時(shí)態(tài)。根據(jù)時(shí)間狀語(yǔ)`lastmonth`，確定事件發(fā)生在過(guò)去，且動(dòng)作已完成，使用`hasbeenapproved`表示過(guò)去發(fā)生的動(dòng)作對(duì)現(xiàn)在仍有影響（已被批準(zhǔn)的狀態(tài)持續(xù)到現(xiàn)在）。`wasapproved`是一般過(guò)去時(shí)，表示過(guò)去完成。`hasapproved`時(shí)態(tài)錯(cuò)誤。`wasapproving`是進(jìn)行時(shí)態(tài)，不符合語(yǔ)境。3.a解析：`account`信息指銀行賬戶(hù)信息。`banking`是名詞，指銀行業(yè)務(wù)。`finance`指金融，太寬泛。`money`指錢(qián)，不具體。4.a解析：`bring`指帶來(lái)，帶到（某地）。`take`指帶走，拿走。`carry`指攜帶，但通常指在短距離內(nèi)拿著。`get`指得到。句意是請(qǐng)把證件帶到銀行。5.a解析：根據(jù)主語(yǔ)`We`，謂語(yǔ)動(dòng)詞應(yīng)用一般現(xiàn)在時(shí)。`will`用于將來(lái)時(shí)或表示意愿。`shall`常用于第一人稱(chēng)或正式場(chǎng)合的將來(lái)時(shí)。`may`表示可能。`can`表示能力或許可。句意是“如果我們用現(xiàn)金支付，我們將提供折扣”。6.b解析：主語(yǔ)`Thistypeofsavingsaccount`是單數(shù)，謂語(yǔ)動(dòng)詞應(yīng)用第三人稱(chēng)單數(shù)形式。`offer`是動(dòng)詞原形。`offers`是第三人稱(chēng)單數(shù)現(xiàn)在時(shí)形式。`isoffering`是現(xiàn)在進(jìn)行時(shí)。`hasoffered`是現(xiàn)在完成時(shí)。`offers`符合語(yǔ)法。7.b解析：`assist`是動(dòng)詞，意為“協(xié)助”。`assistance`是名詞，意為“幫助，援助”。`helping`是動(dòng)名詞或現(xiàn)在分詞。`helper`是名詞，意為“助手”。`need`后需接名詞或名詞性短語(yǔ)，`assistance`符合要求。8.b解析：`open`是動(dòng)詞原形。`opening`是動(dòng)名詞或現(xiàn)在分詞。`opens`是第三人稱(chēng)單數(shù)現(xiàn)在時(shí)。`willopen`是將來(lái)時(shí)。根據(jù)時(shí)間狀語(yǔ)`currently`（目前），使用現(xiàn)在進(jìn)行時(shí)`opening`表示一個(gè)正在進(jìn)行的動(dòng)作，符合語(yǔ)境。9.c解析：`before`表示“在...之前”。`for`表示“持續(xù)一段時(shí)間”。`on`通常用于具體日期或時(shí)間點(diǎn)。`after`表示“在...之后”。句意是“所有客戶(hù)在存入錢(qián)之前必須簽署協(xié)議”。10.c解析：`service`指服務(wù)（名詞）。`services`指服務(wù)（復(fù)數(shù)名詞）。`customerservice`指客戶(hù)服務(wù)（固定名詞短語(yǔ)）。`customers'service`表達(dá)不正確。`ourcustomerservice`指“我們的客戶(hù)服務(wù)部門(mén)”，符合句意。第二部分：閱讀理解11.b解析：文章第一段提出在線(xiàn)銀行業(yè)務(wù)及其普及，第二段分別闡述了其優(yōu)點(diǎn)（方便、易獲?。┖腿秉c(diǎn)（不適感、網(wǎng)絡(luò)安全風(fēng)險(xiǎn)），第三段總結(jié)其未來(lái)發(fā)展前景。因此，文章主要討論了在線(xiàn)銀行業(yè)務(wù)的利弊。選項(xiàng)b概括了文章的主要內(nèi)容。12.c解析：根據(jù)文章第二段第一句“...especiallyamongyoungercustomerswhoarecomfortableusingtechnology.Thisconvenientservicehasbecomeincreasinglypopular,especiallyamongyoungercustomerswhoarecomfortableusingtechnology.”可知，在線(xiàn)銀行的便利性和可訪問(wèn)性（convenientandaccessible）是其受歡迎的原因。13.b解析：根據(jù)文章第二段第二句“Somecustomersmayfeeluncomfortableusingcomputersorsmartphones...”可知，一些顧客可能對(duì)使用電腦或智能手機(jī)感到不適，這是在線(xiàn)銀行的一個(gè)潛在缺點(diǎn)。14.c解析：根據(jù)文章最后一句“...theconvenienceandefficiencyofonlinebankingarelikelytomakeitaprimarywayforpeopletomanagetheirfinancesinthefuture.”可知，文章預(yù)測(cè)在線(xiàn)銀行將成為人們未來(lái)管理財(cái)務(wù)的主要方式。15.b解析：`increasingly`意為“日益增多地，逐漸地”。在第一段中，“Thisconvenientservicehasbecomeincreasinglypopular...”表明在線(xiàn)銀行的受歡迎程度在逐漸提高。選項(xiàng)b`gradually`（逐漸地）與其意思最接近。第三部分：完形填空1.a解析：銀行向客戶(hù)提供產(chǎn)品和服務(wù)，使用動(dòng)詞`offer`（提供）。2.b解析：空格后是名詞`savingsaccount`，此處需要一個(gè)介詞引導(dǎo)，`For`表示“對(duì)于...”，符合語(yǔ)境。3.c解析：銀行為客戶(hù)“提供”一種方式，使用動(dòng)詞`provide`（提供）。4.d解析：使用`in`引導(dǎo)方式狀語(yǔ)，表示“通過(guò)...方式”，`in`away（以...方式）。5.e解析：貸款需要“歸還”給銀行，使用動(dòng)詞的過(guò)去分詞`returned`作賓語(yǔ)補(bǔ)足語(yǔ)。6.f解析：使用`with`引導(dǎo)方式狀語(yǔ)，表示“通過(guò)...方式”，`with`usingacreditcard（通過(guò)使用信用卡）。7.g解析：銀行提供“兌換”貨幣的服務(wù)，使用動(dòng)詞`exchanging`（兌換）。8.h解析：空格后是名詞`abank`，此處需要一個(gè)介詞引導(dǎo)，`When`表示“當(dāng)...時(shí)”，符合語(yǔ)境。9.i解析：建立良好的銀行關(guān)系，使用動(dòng)詞`Building`（建立）。10.j解析：銀行必須“遵守”規(guī)則，使用動(dòng)詞`follow`（遵守）。第四部分：翻譯1.Pleasedepositthecheckatthecounterbefore3p.m.解析：`請(qǐng)`翻譯為`Please`。`在下午3點(diǎn)前`翻譯為`before3p.m.`。`將支票`翻譯為`t